A loan of $775 helped to buy bathing suits, T-shirts, Bermuda shorts, and other clothing items for the beach season.


Iris Cecibel's story

The members of the Mujeres Organizadas Communal Bank meet every 15 days in the Rocafuerte Canton. This place is known for the delicious sweets that are prepared by the locals and are well-known throughout the country.

This is where we met Iris. She is 47 years old, married, and has three children from her marriage. The two older children are in college and the youngest is 17 years old and is in high school. They all still live with her. Her husband works at a school in Higuerón.

She works selling all types of clothing from door to door and from her house when her customers need something. She works three days each week in the mornings. She leaves the products with her customers on credit and collects the money each weekend. Iris buys the clothing in Guayaquil. She tells us that she has had the business for 1 year and 6 months, and she started her business with the first loan. It has gone well for her.

This loan is to purchase seasonal beach clothing like men’s and women’s bathing suits, T-shirts, Bermuda shorts, and other items. She has been with the communal bank for three loan cycles and she enjoys it because as a result of these loans, she started her business which allows her to earn a living honorably. Her dream is to have her own store.

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Translated from Spanish by Kiva volunteer Kathleen O'Connell


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