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Las Tres Marías Group
In this Group: María, María , María
The 'las 3 Marías' (Three Marías) group is made up of three hard-working, motivated and enterprising women. One of them is 55 year-old María Mercedes L. who has been selling used clothes for three years. She works with her children and two saleswomen who take care of distributing the clothes. Her biggest goal is to own a large, used-clothes store.

The other two members of the group are María de los Ángeles H., who has been selling clothes for 4 years, and María Elena Leyla who sells tamales and bedspreads, etc.
View original language description ↓
El grupo las 3 Marías está conformado por tres personas trabajadoras, esforzadas y emprendedoras una de ellas es María Mercedes L. de 55 años quien se dedica al comercio de ropa usada desde hace tres años. Ella trabaja con sus hijos y dos vendedoras quienes se encargan en distribuir l ropa. Su mayor meta es tener una gran tienda de ropa usada.
Las otras dos integrantes son María de los Ángeles H. vende prenda desde hace 4 años y María Elena Leyla vende nacatamales y cobertores…etc.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 55
    View loans »
    Nicaragua Loans Fundraising
  • $25,729,225
    Funds lent in using Kiva
  • 22.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Las Tres Marías Group's $1,125 loan helped a member to buy bundles of clothes.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Feb 28, 2011
Mar 8, 2011
Currency Exchange Loss:
Nov 19, 2011