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No Weapon Group
In this Group: Tity, Hannah, Margaret, Enitor, Jane
Salone Microfinance Trust (SMT), a partner of in Makeni, northern Sierra Leone, is very please to present to you members of the “No Weapon” group. These are small scale entrepreneurs who have come to SMT/Kiva lenders, to request a loan of SLL 3,700,000.00 for the entire group, in order to invest in their respective businesses.

Tity B. is the leader of this group. Tity is married with 2 children who attend primary school. Tity sells body lotion, toothpaste, soap, Vaseline, etc. and has been doing this business for 9 years. With the help of this loan, Tity will invest in her business by buying stocks of good in large quantities, to add to her inventory at the store.

(Also included on the left of the photo, is loan officer Edna B. C., handing over the loan to the borrowers).

Additional Information

About Salone Microfinance Trust (SMT)

Salone Microfinance Trust (SMT) is Kiva’s oldest field partner in Sierra Leone. SMT began operations in 2002 as a microcredit program of the NGO Child Fund Sierra Leone under a USAID program to assist the reintegration of ex combatants back into their communities. Today, SMT offers group, agricultural, individual and salary loans to micro-entrepreneurs through six branches and one sub-branch in rural, urban, and peri-urban areas. By providing small loans and other financial services, SMT empowers poor clients to generate more income to help their families, improve their wellbeing, and create a more vibrant private small-business sector in Sierra Leone.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Sierra Leone

  • $2,100
    Average annual income
  • 47
    View loans »
    Sierra Leone Loans Fundraising
  • $10,068,575
    Funds lent in using Kiva
  • 4,250.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A portion of No Weapon Group's $875 loan helped a member buy body lotion, toothpaste, soap, Vaseline, etc. in large quantities to add to her current stock of goods.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Feb 4, 2011
Mar 5, 2011
Currency Exchange Loss:
Nov 19, 2011