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Hope To God 1V Group
In this Group: Mabinty , Hawanatu, Yeabu, Kadiatu, Memuna
Mabinty K. is the leader of this group of entrepreneurs. Mabinty was born in the village of Foredugu. She is married to a driver and the couple has two children. Mabinty has had many years of experience in selling cooked rice.

This is the first loan that she and her group members have applied for from SMT/Kiva. With the help of this loan, they will be able to expand their businesses, make more sales and consequently improve on their living conditions. Mabinty will use her share of the loan (500,000 SLL) to expand her cooked rice business. She will buy cooking materials like rice, palm-oil, onions, tomatoes, etc. in large quantities.

(Also included on the left of the photo is loan officer Edna B. Conteh, handing over the loan to the borrowers).

Additional Information

About Salone Microfinance Trust (SMT)

Salone Microfinance Trust (SMT) is Kiva’s oldest field partner in Sierra Leone. SMT began operations in 2002 as a microcredit program of the NGO Child Fund Sierra Leone under a USAID program to assist the reintegration of ex combatants back into their communities. Today, SMT offers group, agricultural, individual and salary loans to micro-entrepreneurs through six branches and one sub-branch in rural, urban, and peri-urban areas. By providing small loans and other financial services, SMT empowers poor clients to generate more income to help their families, improve their wellbeing, and create a more vibrant private small-business sector in Sierra Leone.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Sierra Leone

  • $2,100
    Average annual income
  • 40
    View loans »
    Sierra Leone Loans Fundraising
  • $9,980,225
    Funds lent in using Kiva
  • 4,250.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A portion of Hope To God 1V Group's $600 loan helped a member to buy rice, palm-oil, onions, tomatoes, etc. in large quantities.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Feb 4, 2011
Mar 5, 2011
Currency Exchange Loss:
Nov 19, 2011