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Gbomuma Group
In this Group: Fatmata, Ya Fullah, Mariatu, Aminata, Sia
In the photo are members of the “Gbomuma” group. They are small-scale businesswomen based in Waterloo, a small town in western Sierra Leone. This is the first loan these entrepreneurs are accessing from Kiva partner, SMT. With this loan, they will be able to expand their businesses, make more profit and consequently improve their standard of living.

The leader of this group is Fatmata K.. Fatmata was born in Kono, a city in eastern Sierra Leone. Currently, she is residing in Waterloo together with her husband and five children. Her husband is a security guard and her children are attending school. For 12 years now, Fatmata has been selling flour, groundnuts and caustic soda. She has requested a loan in order to expand her business by buying the above mentioned items in large quantities to add to her business.

Also shown on the left of the photo is loan officer Edna B. Conteh, handing over the loan to the borrowers.

Additional Information

About Salone Microfinance Trust (SMT)

Salone Microfinance Trust (SMT) is Kiva’s oldest field partner in Sierra Leone. SMT began operations in 2002 as a microcredit program of the NGO Child Fund Sierra Leone under a USAID program to assist the reintegration of ex combatants back into their communities. Today, SMT offers group, agricultural, individual and salary loans to micro-entrepreneurs through six branches and one sub-branch in rural, urban, and peri-urban areas. By providing small loans and other financial services, SMT empowers poor clients to generate more income to help their families, improve their wellbeing, and create a more vibrant private small-business sector in Sierra Leone.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Sierra Leone

  • $2,100
    Average annual income
  • 32
    View loans »
    Sierra Leone Loans Fundraising
  • $9,980,225
    Funds lent in using Kiva
  • 4,250.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A portion of Gbomuma Group's $600 loan helped a member to buy flour, groundnuts and caustic soda in large quantities to add to her business.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Feb 4, 2011
Mar 5, 2011
Currency Exchange Loss:
Nov 19, 2011