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Nancy is a member of the community bank "Patron San Sebastian", located in the Huanchac district in the province of Cusco. She is 46 years old, married, has four children, and works as a teacher. She works in the town of Ocongate, about three and a half hours from the city of Cusco. She travels to Ocongate on Sunday nights and returns on Friday afternoons. She teaches primary school and is also in charge of the whole primary school in a public school in the town.

She is asking for this loan to renovate her home. In the last few months, the rain has soaked the foundation and the tiles have worn down. It is now school vacation time, so Nancy would like to remodel her home before she returns to work and no longer has time. She would like to leave her home nice so that her children who are in high school and college won't be affected badly by it. Nancy is asking for this loan to invest in the renovation of her home.

She is happy with the loan given and she promises to make all of her payments on time.
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La socia pertenece al banco comunal “PATRON SAN SEBASTIAN”; Este banco está ubicado en el distrito de Huanchac, provincia de Cusco, Departamento de Cusco.

La socia es la Sra: Nancy; La socia tiene 46 años de edad, la socia es casada, la socia tiene 4 hijos y ella es profesora de profesión, la socia trabaja en el poblado de Ocongate a 3 horas y media de la ciudad del Cusco. La socia viaja los domingos por la noche a Ocongate y retorna los días viernes por la tarde, ella es docente de primaria y está a cargo de toda la primaria de una escuela fiscal en el poblado, la socia desea el crédito para poder refaccionar su vivienda, en estos meses la lluvia a remojado los cimientos y también las tejas han cedido, ahora que la socia se encuentra de vacaciones escolares, ella desea refaccionar su vivienda antes de volver al trabajo y no tener tiempo, ella desea dejar bien su vivienda para que sus hijos que están estudiando en el colegio y en la universidad no estén afligidos por esto. La socia solicita el préstamo para invertir en la refacción de su vivienda.

La socia está feliz con el préstamo otorgado y se compromete a cumplir con el pago de sus cuotas en el plazo establecido.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Peru

  • $12,000
    Average annual income
  • 82
    View loans »
    Peru Loans Fundraising
  • $63,829,350
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Nancy home renovations: improve the foundation and replace worn tiles.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Feb 23, 2011
Mar 6, 2011
Currency Exchange Loss:
Jul 15, 2011