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Saint Joseph Group
In this Group: Emilie, Louise, Josephine, Marie D., Georgette, Helene, Johana, Virginie, Maimouna
The Saint Joseph solidarity group was created on December 4, 2007. It is composed of nine women who belong to the same church community. They see each other at parish activities. They run small businesses and raise pigs. The group is part of the Banc Villageois of the Association of Catholic Women of Sainte Thérèse.

Mrs. ÉMILIE C. (standing at the far left of the photo) is the group leader. She is 39 years old, married, and the mother of four children. She runs a small business selling biscuits and dairy products. She started this activity long before she became a member of the Banc Villageois. Her new loan will allow her to better develop her activity and boost her revenue.

Her goal is to help feed the family while increasing her savings with the Banc Villageois.
Le groupe de solidarité SAINT JOSEPH est créé le 04 décembre 2007. Il est composé de 09 femmes qui sont toutes de la même Communauté Ecclésiale. Ce sont des femmes qui se retrouve au tour des activités de leur Paroisse. Elles mènent en général le petit commerce et l'élevage de porcs. Le groupe fait partie du Banc Villageois de l'Association des femmes Catholiques de la Sainte Thérèse.

Madame ÉMILIE C. (debout à l'extrême gauche de la photo) est responsable du groupe. Elle est âgée de 39 ans. Elle est mariée et mère de 04 enfants.

Elle fait du petit commerce de biscuits et de produits laitiers. Elle pratique cette activité bien avant qu'elle n'adhère au Banc Villageois

Son nouveau crédit lui permettra de mieux développer son activité afin d'accroitre ses revenus financiers.

Son objectif est de participer à la prise en charge de la nourriture de la famille tout en renforçant son niveau d'épargne dans le Banc Villageois

Additional Information

About CAURIE Micro Finance

The mission of CAURIE Micro Finance is to contribute sustainably and to offer microfinance services adapted to impoverished micro-entrepreneurs, primarily women, based on the principles of ‘credit for the poor’ and on microfinance best practices, all while investing in order to become financially independent.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Senegal

  • $2,300
    Average annual income
  • 5
    View loans »
    Senegal Loans Fundraising
  • $15,175,275
    Funds lent in using Kiva
  • 470.0
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Saint Joseph Group's $3,550 loan helped a member to develop and promote her small business activity.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Feb 4, 2011
Mar 4, 2011
Currency Exchange Loss:
Sep 15, 2011