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Sipaea is a 67-year-old mother of five children, all of whom have jobs. She works hard at her grocery store, which is located in the village of Vaitele and open 7 days a week, from 7:00 a.m. to 9:00 p.m. Sipaea has done very well because she offers people lower prices and better quality than they can get elsewhere, and she is attracting a growing number of customers. After expenses, she earns $100 per week in profits, which she saves or uses to repay loans to SPBD. She is looking forward to her new loan, which she will use to expand her grocery store and help her family renovate their home.

Additional Information

About SPBD

South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.

About Samoa

  • $5,200
    Average annual income
  • 62
    View loans »
    Samoa Loans Fundraising
  • $8,626,150
    Funds lent in using Kiva
  • 2.7
    Samoa Tala (WST) = $1 USD

Success!! The loan was 100% repaid

A loan of $300 helped Sipaea to restock her grocery store and renovate her home.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jan 3, 2008
Dec 20, 2007
Currency Exchange Loss:
Aug 15, 2009