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Dum P. is a 33 year-old woman who is employed as a sewing worker in the garment industry. She has been working in her job since 2006 and has a monthly salary. Her husband works in construction. The couple helps each other to earn money to feed their two kids. Both of the kids attend school. Dum P. is concerned that the fence at her house is getting old and some parts are broken. Because her savings are not enough to repair her fence, Dum P. would like to apply for loan to install a new fence and to mend some parts which are broken.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 145
    View loans »
    Cambodia Loans Fundraising
  • $39,838,825
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Dum to install a new fence and to mend some parts which are broken.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 8, 2011
Mar 4, 2011
Currency Exchange Loss:
Feb 15, 2012