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Mrs. Phum K. is 52 years old and her husband Mr. Ruos Sok is 53 years old. They have been married since 1979 and have seven children--six sons and one daughter. Three are married and live separately; two are construction workers and another one assists his parents in the business. The family is living in a small village on National Road Number Two about 25 kilometers from Phnom Penh.

Phum and her husband are farmers. They grow rice on their farmland in the village where they live. Phum is asking for her first loan of $1,000 to purchase a cow. She will use the cow to plow her rice farmland.

Photo: Mrs. Phum K. is at home, was not at the farm

Additional Information


MAXIMA Microfinance Plc is a Cambodian microfinance institution founded in 2000 to help low-income rural and urban people and small- to medium-sized businesses (SMEs) access financial services. Sustainable access to credit helps to create jobs and enables business owners improve their living conditions, educate their children, provide health care to their families, and more. It also enables the rural poor to remain at home with their families, rather than moving to city centers in search of employment.

About Cambodia

  • $2,600
    Average annual income
  • 112
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Phum to buy a cow for plowing her farmland.
100% repaid
Repayment Term
22 months (Additional Information)
Repayment Schedule
Feb 28, 2011
Mar 4, 2011
Currency Exchange Loss:
Nov 15, 2012