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Robina's Group
In this Group: Robina , Jannat, Zarina, Parveen, Nasreen
Robina lives in a small city called Kot Radha Kishan which is located in Punjab, Pakistan and is famous for its agriculture and dairy industry. She lives there in a single-room brick house with her family in the area of Judgewala. She came here 20 years ago. She is 45 years old, married to M. H., and has 4 sons. Due to financial reasons she is unable to educate her children.

Her husband is a talented man, operates a musical band and entertains people at their functions by offering musical performances. People contact him at different functions such as marriage ceremonies and birthday parties, etc. He is the only breadwinner in the family. For this reason, his growth in business is absolutely necessary for them to improve financially.

That’s why Robina has applied for a loan from Kiva partner Asasah for her husband’s business. With the loan, he will buy a musical instrument (guitar) to improve the quality of his band which should earn him better profits. Robina is a housewife, preferring to stay at home and do her household works.

She is hopeful that an investment will put her husband’s business in more profitable position which will result in better financial conditions for her family.
Note: In the photo, the lady holding a book (called Asasah Passbook) is Robina.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 189
    View loans »
    Pakistan Loans Fundraising
  • $17,360,725
    Funds lent in using Kiva
  • 85.6
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Robina's Group's $1,300 loan helped a member to buy a musical instrument (guitar).
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Mar 1, 2011
Mar 4, 2011
Currency Exchange Loss:
Feb 15, 2012