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Elena Maria
Elena, 44, used to work as a seafood vendor but working in a freezer was too hard on her and she had to give it up. She then decided to start her own business so that she woudn't have to depend on anyone else for a living.

Now she works from 6:30am to 9:00pm selling paper products, notebooks, etc. She is ambitious for her business and working hard to build it. She will use this loan to buy paper products, notebooks and other similar products that she will then resell. For the future, she wants to go on developing her business.
View original language description ↓
Elena de 44 años, empezó a trabajar en una camaronera pero el ambiente del congelador no le asentó a su cuerpo y tuvo que retirarse de esa actividad. Por eso decidió tener su propio negocio para poder depender de lo que ganara.

En la actualidad trabaja desde las 06h30 hasta las 21h00pm vendiendo papelería, cuadernos etc. Tiene muchas aspiraciones con su negocio por eso quiere seguir trabajando con esfuerzo y dedicaciones. Quiere comprar con el préstamo papelería, cuadernos, artículos de bazar etc. En el futuro quiere implementa su negocio.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 33
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Elena Maria buy paper, notebooks, etc. for retail business.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Feb 3, 2011
Mar 5, 2011
Currency Exchange Loss:
Jan 15, 2012