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Ruben P. lives with his wife and 2 children in Goris. He runs his own agricultural business in the village of Khndzoresk. His two girls need to enroll at a university, and it is vital for Ruben to ensure that he has sufficient funds for this. He has applied for this loan to increase the number of his cattle, expand his business, and increase his income to meet his children’s education needs.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 99
    View loans »
    Armenia Loans Fundraising
  • $16,723,925
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,700 helped Ruben to purchase more cattle.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Mar 3, 2011
Mar 4, 2011
Currency Exchange Loss:
Apr 16, 2014