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Pha S. is a 26-year-old married woman who currently resides in the middle of Phnom Penh, the capital of Cambodia. She has worked in agriculture for many years and makes a profit of approximately $1.75 each day to use for her family’s needs. Pha S. is blessed with two young children who are not enrolled in school. Her husband works as a car driver. At the present time, Pha S.’s husband is paying for taxis to get to work because he doesn't own a vehicle. In order to solve this problem, Pha S. is applying for a loan to purchase a second motorcycle for her husband, which will allow him to commute to his work location.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 53
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Pha to purchase a second motorcycle for her husband to commute to work.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Feb 3, 2011
Mar 3, 2011
Currency Exchange Loss:
Oct 15, 2011