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Álvaro Antonio
Mr. R. works as a janitor and he is married. He has three individuals in his care. This is his sixth loan that Ceprodel (Kiva Field Partner) has granted him and he is thankful for the support that this organization has given him. With this loan he will purchase construction materials such as cement, construction blocks, steel, zinc, beams and to pay labor costs to add another room to his house, especially important because his family is growing.
View original language description ↓
El Sr R. labora como Higienista es Casado, tiene tres persona al su cargo es el No. 6 del crédito que CEPRODEL le otorga, agradece el apoyo que le ha dado esta institución con este desembolso para ,compra de materiales de construcción como cemento, bloque, hierro, cinz , perlines y mano de obra para hacer anexo de un cuarto en su vivienda.ya que la familia va creciendo.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 50
    View loans »
    Nicaragua Loans Fundraising
  • $26,293,200
    Funds lent in using Kiva
  • 22.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $825 helped Álvaro Antonio to purchase construction materials.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Feb 10, 2011
Apr 1, 2011
Currency Exchange Loss:
Nov 21, 2012