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Manantial Group
In this Group: Julia Maria , Priscila , Maria , Lucia Isabel , Micaela , Maria , Ruth Magdalena , Maria Rosario , Rosa , Macaria , Antonia Francisca , Magdalena Maria , Marta , Catalina Luciana , Lidia Ester , Paulina , Catarina
Julia Maria C. T. is 40 years old and a widow. She studied up to the third year of elementary school and has 5 children, one of whom is in school.

Julia's business is raising animals. She has 15 years experience in this line of work. She started her business as she wanted to improve herself and her living conditions. Through her work, she has been able to support her family.

Julia decided to set up a community bank so that every member could expand their working capital. This group has 17 members who work in different businesses such as selling iced treats, selling eggs, running a general store, selling traditional clothes and raising animals. Julia would like to see her business grow and make better profits.
View original language description ↓
Doña Julia Maria C. T., es viuda, tiene 40 años D. edad, cursó e tercer año D. educación primaria, tiene 5 hijos D. los cuales 1 esta estudiando, se dedica a la crianza D. animales, tiene ya 15 años D. experiencia con este trabajo, empezó su negocio con deseos D. superación y mejor condición D. vida, y D. esta manera ha podido mantener a su familia. DeciD. organizar un banco con el fin D. que cada una D. las integrantes puedan ampliar su capital D. trabajo, el grupo cuenta con 17 integrantes que se dedican a diversa actividades que son: Venta D. helados, huevo, tienda D. consumo diario, venta D. ropa tipica y crianza D. animales. Desea ver su negocio granD. y con mejores ingresos.

Additional Information

About Asociación ASDIR

ASDIR (Asociación de Desarrollo Integral Rural - Association for the Development of Rural Communities) is a community-based organization that works to promote development in the villages and communities where it serves. It was founded in 1999 in the village of Nimasac, Totonicapán Department, by a handful of local men and women to support community projects and group loans. Today ASDIR has 5 offices across 3 departments (Totonicapán, Sololá and Suchitepéquez) serving more than 6,000 clients, most of them in rural communities.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Guatemala

  • $5,300
    Average annual income
  • 62
    View loans »
    Guatemala Loans Fundraising
  • $12,393,850
    Funds lent in using Kiva
  • 7.8
    Guatemala Quetzales (GTQ) = $1 USD

Success!! The loan was 100% repaid

A portion of Manantial Group's $4,025 loan helped a member working capital.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Feb 24, 2011
Mar 4, 2011
Currency Exchange Loss:
Feb 15, 2012