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We D Woman Dem Group
In this Group: Emma, Sheka, Adama, Isatu, Kadiatu
The members of the “We D Woman Dem” group run small-scale businesses in the city of Makeni in Northern Sierra Leone. With the help of this loan from SMT/Kiva, these entrepreneurs will be able to expand their businesses, make more sales, and earn better profits. Consequently, their living standards will improve: they will be able to provide three meals a day for their children, pay their school fees, buy them clothes, and pay their medical bills.

Emma M. is the leader of this group. For her business, Emma sells beer and soft drinks, which she has been doing for the past five years. Emma will use this loan to buy more drinks at wholesale prices. She is married to a trader and has two children.

Additional Information

About Salone Microfinance Trust (SMT)

Salone Microfinance Trust (SMT) is Kiva’s oldest field partner in Sierra Leone. SMT began operations in 2002 as a microcredit program of the NGO Child Fund Sierra Leone under a USAID program to assist the reintegration of ex combatants back into their communities. Today, SMT offers group, agricultural, individual and salary loans to micro-entrepreneurs through six branches and one sub-branch in rural, urban, and peri-urban areas. By providing small loans and other financial services, SMT empowers poor clients to generate more income to help their families, improve their wellbeing, and create a more vibrant private small-business sector in Sierra Leone.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Sierra Leone

  • $2,100
    Average annual income
  • 41
    View loans »
    Sierra Leone Loans Fundraising
  • $10,094,200
    Funds lent in using Kiva
  • 4,150.0
    Sierra Leone Leones (SLL) = $1 USD