Faalua is the secretary of Solaua Center. She is 28 years old and runs a plantation and an ice cake business. She sells her ice cakes (popsicles in a bag) for fifty sene (20 cents) each at a Primary School Compound, and her plantation produce to the Fugalei Market. She has three children, and they are all young and dependent on her. Faalua's husband works as a carpenter, earning additional income for the family. Faalua is hard-working, reliable and supportive, and needs to borrow money to buy plastic bags and a second-hand refrigerator to improve her ice cake business.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.