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Mrs. Koemsok H. and her husband, Mr. Phann Phuong, have been married since 1985. They have three sons and three daughters; two are married and live on their own and others have full-time employment. The family lives in a village off of National Road Number Two, about fifteen kilometers from Phnom Penh.

Mrs. Koemsok H. stays at home and does housework. The main source of income is from her husband’s business as a construction worker. Koemsok is asking for a loan of $800 to build a bathroom for family use and to purchase a sewing machine for her daughter-in-law.

Additional Information


MAXIMA Microfinance Plc is a Cambodian microfinance institution founded in 2000 to help low-income rural and urban people and small- to medium-sized businesses (SMEs) access financial services. Sustainable access to credit helps to create jobs and enables business owners improve their living conditions, educate their children, provide health care to their families, and more. It also enables the rural poor to remain at home with their families, rather than moving to city centers in search of employment.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 125
    View loans »
    Cambodia Loans Fundraising
  • $39,835,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Koemsok to build a bathroom and to purchase a sewing machine for her daughter-in-law.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Feb 23, 2011
Mar 1, 2011
Currency Exchange Loss:
Jan 15, 2012