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Carlos Ancelmo
Mr B. works as a plumbing assistant. He is single and has two children in his care. This is his first loan from Ceprodel and he is grateful for the support that they are giving him with this loan. He will use the money to buy materials, beams and to pay workmen to roof his house. His current roof is in a bad state of repair. He would like to have his house in a better condition as winter is approaching.
View original language description ↓
El Sr B. labora como ayudante fontanero es soltero, tiene dos hijos a su cargo, es el primer del crédito que CEPRODEL le otorga, da gracia el apoyo que le brindan con este desembolso, para comprar materiales perlines, cinz y mano de obra, para entechar y que se encuenta en mal estado ya que se acercan invierno y darle mejor condicion a su vivienda.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 41
    View loans »
    Nicaragua Loans Fundraising
  • $26,418,100
    Funds lent in using Kiva
  • 22.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Carlos Ancelmo to improve his home.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Mar 1, 2011
Mar 3, 2011
Currency Exchange Loss:
Nov 8, 2012