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This client works as an archivist. She is married and this is the twelfth loan that CEPRODEL has offered her. She is grateful for the opportunity that CEPRODEL has given her through this funding, so that she can buy materials for repairing her home's water pipes. This loan will also pay for labor to improve the condition of her home, which is currently in poor condition.
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Esta clienta labora como Archivista es Casada, es el # doce del crédito que CEPRODEL le otorga, agradece la oportunidad que le han dado esta institución con este desembolso para realizar compra de materiales, para reparación de tubería de agua potable y mano de obra de su vivienda ya que estan en mala condicione para una mejor condicion.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 38
    View loans »
    Nicaragua Loans Fundraising
  • $26,366,175
    Funds lent in using Kiva
  • 22.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped this borrower to buy pipes.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Mar 1, 2011
Mar 3, 2011
Currency Exchange Loss:
Oct 8, 2011