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Apec Al Ouma Gueume Sa Bopp 2 Group
In this Group: Khardiatou, Oumy, Bouba, Arrete, Hadia, Soukeye, Safiatou, Fatou, Louty, Sokhna, Thiaba, Ndeye Sokhna, Fatou Niang, Racky, Nogaye, Yacine, Halimatou, Salamata Abou, Fatou, Cheikh, Maguette
Gueme sa Bopp 2 is a group belonging to the branch APEC Al Ouma Gueueme Sa Bopp in the village of Yoff. This is a mixed group of 21 individuals living near each other. They are represented by Mrs. Sokhna D., who is the Vice-President. Mrs. D. has been working for over 30 years selling fabrics, shoes, palm oil and miscellaneous items. She also prepares food for sale. She has chosen this work because she was attracted to it but also in the desire to earn an income allowing her to provide for her personal needs. She is seeking a loan of 2,250,000 West African Francs for her group. This loan is destined for purchasing various goods to increase the members’ stock. The main objective of the group members is to increase their income and to improve the socioeconomic conditions of their respective families.

About this loan:
Al Ouma is a Senegalese nonprofit whose full name is The Association for Koranic Education and Teaching.

Originally founded to work with at-risk children, especially talibés (young boys from poor families who beg in Senegalese metropolitan areas), Al Ouma has evolved its mission to work with adults as well as children. They currently have over 10,000 members, and are actively engaged in supporting the economic development of their members in the hopes of improving their quality of life, and that of their at-risk children.

Al Ouma's members are currently organized into smaller associations which meet each week to contribute to a group fund that helps finance small loans for members. Members typically put in $2 USD per week. Because UIMCEC and Al Ouma both share the mission of fighting poverty through economic empowerment, they have formed a partnership to provide loans to Al Ouma associations at a lower interest rate than UIMCEC usually offers its clients.
View original language description ↓
Gueume sa Bopp 2 est un sous groupe complémentaire de la cellule APEC Al Ouma Gueume Sa Bopp de la localité de Yoff. C’est un groupement mixte de 21 personnes qui habitent presque dans le même quartier. Ils sont représentés par madame Sokhna D. qui est l’adjointe a la présidente. Madame D. s’active depuis plus de 30 ans dans le commerce de tissus, de chaussures, d’huile de palme et d’autres produits divers. Elle s’active aussi dans la petite restauration. Elle a choisi son activité par passion mais aussi par soucis de se procurer des revenus qui peuvent servir pour la satisfaction de besoins personnels. Elle sollicite un crédit de 2 250 000 frs pour le groupe. Ce montant est prévu pour l’achat de produits destines a renforcer et a diversifier leur stock. Leur principal objectif est d’accroitre leur revenu et d’améliorer les conditions de vie socio-économiques de leurs familles respectives.

Additional Information


This loan is administered by UIMCEC, a Kiva Field Partner in Senegal since 2008. UIMCEC is a government-regulated microfinance institution whose mission is to improve the revenue and well-being of families through access to financial services, allowing principally women and young adult micro-entrepreneurs living in rural and semi-rural areas to develop their revenue-generating businesses and supporting them in becoming financially self-sufficient.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Senegal

  • $2,300
    Average annual income
  • 0
    View loans »
    Senegal Loans Fundraising
  • $15,218,925
    Funds lent in using Kiva
  • 475.0
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Apec Al Ouma Gueume Sa Bopp 2 Group's $4,750 loan helped a member bolstering business capital.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 2, 2011
Mar 25, 2011
Currency Exchange Loss:
Mar 15, 2012