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This is 32-year-old O'yah B.. She is married, and has two children, aged 6 and 4. She has three additional dependents who live with her because they are her nieces and nephews.

In 2009, O'yah established her sport shoe, T-shirt and vest business. She began her business because she wants to get a means of caring for her family. Working seven days a week and 10 hours a day, she earns about SLL 2,600,000 every month from this business.

She would like a loan in the amount of SLL 4,500,000 in order to expand her product offerings. She hopes that this loan will enable her to increase her monthly profits by approximately SLL 730,000. She thanks you for your support.

Additional Information

About the Association for Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 34
    View loans »
    Sierra Leone Loans Fundraising
  • $9,980,225
    Funds lent in using Kiva
  • 4,350.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped O'yah to buy clothing for her business.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Feb 25, 2011
Mar 1, 2011
Currency Exchange Loss:
Nov 23, 2011