The Tiessiri group members are on their third solidarity loan. Chitan T. plans to be buying clothing from wholesalers at the Dioïla market, almost every week. She sells daily, out of her home and at the market, for cash and in credit to a customer base composed of men and women. She plans to achieve an average monthly income of 20,000 West African Francs, which will be used to pay off the loan and cover her contributions to big social events, with the rest reinvested in her business.
Elles se sont connues à travers des liens de parenté, de voisinage et d’amitié. Elles font le commerce de condiments, d’habillements, de savons et de pâte d’arachide.
Les femmes du groupe Tiessiri sont à leur troisième prêt solidaire.
CHITAN T. compte acheter des habillements avec les grossistes du marché de Dioïla presque à chaque foire hebdomadaire. Elle effectue ses ventes quotidiennement sur place à la maison et au marché, au comptant et à crédit, à une clientèle composée d’hommes et de femmes.
Elle envisage réaliser un bénéfice moyen mensuel de 20.000F CFA qui sera utilisé pour payer les échéances du prêt, payer les contributions des cérémonies sociales et le reste sera réinvesti dans son activité de commerce.
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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