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Arpine P., 23, lives in Tsaghkunk village, an area of Sevan, with her husband, her two children, aged two and four, and her parents-in-law. She and her family have been running an animal breeding and land cultivation business since 2007. They raise cows, sheep and horses on their farm and grow oats to use as fodder for the animals.

Arpine is asking for a 500,000 AMD loan to buy oat seeds and fodder for her farm animals. This is her second loan from Nor Horizon.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 142
    View loans »
    Armenia Loans Fundraising
  • $15,744,675
    Funds lent in using Kiva
  • 365.8
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,375 helped Arpine to buy oat seeds and fodder for her farm animals.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Mar 1, 2011
Mar 1, 2011
Currency Exchange Loss:
Mar 15, 2013