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Armonia Ii Group
In this Group: Martha , Alfredo, Debora, Claudia
The Armonía II (Harmony II) group has four hard working, dedicated, enterprising members. One of them is Mrs. Martha Lorena D. Rodríguez who has been making traditional beverages, like pozol (corn based drink) and semilla de jícaro (pumpkin seed based drink), for the last 27 years. She also sells scrap. She has lived in Managua for the last 8 years. She dreams with improving her house. She also has a small scrap and vegetable sales business that she’s starting with the purpose of continuing to grow and improve.

The other members of the group are Claudia Vanessa F. Rodríguez who sells cooked beans and firewood, Debora Rebecca Godínez who has a tortilla shop and sells cooked beans and Alfedo Mauricio R. who sells nacatamales (Nicaraguan style tamales popular as weekend fare) and soups weekends.
View original language description ↓
El grupo Armonía II está conformado por cuatro personas trabajadoras, esforzadas y emprendedora una de ellos es la señora Martha Lorena D. Rodríguez ella hace 27 años que trabaja realizando bebidas típicas de pozol, semilla de jícaro y vende chatarra de los cuales hace 8 años que reside en Managua. Ella sueña con mejorar su casa.
Además Rodriguez tiene un pequeño negocio de venta de chatarra y verduras el cual está iniciando con el propósito de seguir creciendo y mejorando.
Los otros integrantes del grupo son Claudia Vanessa F. Rodríguez se dedica al comercio de frijoles cocidos y leña; Debora Rebecca Godínez tiene una tortillería y vende frijoles cocidos y Alfredo Mauricio R. venta de nacatamales y sopas los fines de semanas.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 46
    View loans »
    Nicaragua Loans Fundraising
  • $26,258,500
    Funds lent in using Kiva
  • 22.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Armonia Ii Group's $1,225 loan helped a member for corn, cocoa beans, pumpkin seeds, etc.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Feb 25, 2011
Feb 28, 2011
Currency Exchange Loss:
Oct 15, 2011