A loan of $3,825 helped a member to buy merchandise for his business and for some repairs to his office.


Fe En Dios Group's story

The members belong to the “Fe en Dios” (Faith in God) Communal Bank. This bank is located in the Cusco district, Cusco province, Cusco department.

Víctor Ceferino, age 48, is a member. He is married and has three children. He buys and sells Omnilife products. These products are maD. from a natural plant base, and they are for hair, health, and many other uses. He has been in this business activity for a good amount of time. He likes it a lot because it gives him both economical and personal satisfaction. He is a psychologist by profession, and he gives talks and trainings to the people who work with him.

He is a very enterprising person with a lot of desire to get ahead. He is requesting the loan to buy merchandise for his business and for some repairs to his office.

The other members sell children’s clothes, sell beauty products, make jackets, and make metal structures.

He is happy about the loan, and he pledges to make his payments.

The group's photo appears with a small picture pasted upon it because on the day of the meeting three of the members, who are in the upper left hand corner of the picture, did not have permission to not be at work that day. Nevertheless, they came to talk to the loan officer the following day to see about the details of the meeting. The members in the upper corner are Sra. Carmen Nazaria and Sra. Maria Elena.

In this group: Victor Ceferino, Vicentina Yomira, Sussy Adriana, Esmeralda, Carmen, Erika Julia*, Marisol, Maria Elena, Juan*, Nazaria
*not pictured

Translated from Spanish by Kiva volunteer Ginny Kalish



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