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Knarik G. lives in Sarnashen village of Syunik region which is famous for its severe cold climate. The best agricultural business for the locals is cattle farming and some limited land cultivation. Knarik is married with two children. The family lives with Knarik’s in-laws.

The family keeps a small cattle herd and also cultivates their land. This is the main source of income for Knarik’s household. Knarik has already started the prep work for the spring. To insure that she and her husband are able to undertake all the necessary tasks, she has applied to SEF for a loan to acquire seeds and gasoline to transport their agricultural produce.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 168
    View loans »
    Armenia Loans Fundraising
  • $17,105,775
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Knarik seeds and gasoline.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Feb 28, 2011
Feb 28, 2011
Currency Exchange Loss:
Mar 15, 2013