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Sen S. resides with her family in Kampong Cham Province, Cambodia, an area known for rubber plantations. Sen and her husband are farmers, earning an income of USD 0.6 each per day. Each month, the family has to spend USD 50 on food and USD 7 on other necessary expenses.

Sen is requesting a loan of USD 700 to purchase two cows to help plow the rice field, a measure that will allow her to generate more income. In the future, she would like to use the additional income to repair her house. This will be her first loan from CREDIT, a long-standing Kiva partner.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 112
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $700 helped Sen to buy two cows to help plow the rice field.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 9, 2011
Feb 28, 2011
Currency Exchange Loss:
Aug 16, 2011