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Chem K., 43, resides with her family in Kampong Cham province, Cambodia, an area known for rubber plantations.

K. and her husband are farmers, earning an income of US $3 each per day. Each month, the family has to spend US $41 on food and US $8 on the other necessary expenses.

K. is requesting a loan of US $500 to purchase groceries to sell. By doing so, she will be able to start a new business and generate more income. In the future, she would like to use the additional income to repair her house. This will be her first loan from CREDIT, a long-standing Kiva partner.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 125
    View loans »
    Cambodia Loans Fundraising
  • $39,835,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Chem to buy groceries to resell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 7, 2011
Feb 28, 2011
Currency Exchange Loss:
Feb 15, 2012