A loan of $350 helped to purchase raw materials.

Vilma's story

Vilma is a married woman who lives in Ilog, Negros Occidental. She earns her living by operating a bakery and a farming business. Her husband Eugene, who is 50 years old, works as a farmer to earn his living and helps in his wife's business activities. They have three children who are between 15 and 20 years old. Vilma joined NWTF-Project Dungganon in 2008 because she aspired for something better for her family. With the help of her past five loans from NWTF-Project Dungganon, Vilma has been incrementally lifting her family out of poverty by the sweat of her brow. Her previous loan of PHP 10,000 helped her earn a monthly profit of PHP 5,000, uplifting the family's standard of living. This time, for her sixth loan, she is borrowing PHP 15,000 to purchase a stock of raw materials so that she can continue to save up for her children's future education and family needs. Vilma is a Dungganon woman who is following an honorable path toward the achievement of her dreams.

About NWTF: In a world full of challenges, Negros Women for Tomorrow Foundation (NWTF) is making a difference in the lives of thousands of women through Project Dungganon (a Hiligaynon word that means Honorable). Through the alleviation program, NWTF is empowering these women to progress from earning less than $1 a day to achieving realities that surpass even their dreams. They have taken a life path that will ultimately make them Dungganon - a title of esteem that is bestowed upon a member of a community who has earned the respect through a lifetime of hard and honest work. Help NWTF continue its mission to help the poorest in the Philippines by joining the NWTF Kiva lending team at http://www.kiva.org/team/nwtf_philippines

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