A loan of $800 helped to use as working capital.

Suhey Maria's story

Suhey Maria is a 34-year old woman who lives with her common-law husband and their three children, aged 1 and 17 years old. She has a business selling deli meats, but she also sells clothing and shoes for both men and women. Her main clientele is made up of housewives, young people and employees and neighbors in the sector and the surrounding areas. Her business has helped her husband provide for the family. The family is made up of 3 children who are going to school and to whom she dreams of supporting them every day, to see them have a career and become successful.

Her life as a merchants started when she saw the need to obtain and additional source of income to positively impact the household. She asked her father to sell her cheese on credit, in order to start out in the market. And that's how she started. At the start she had 20 pounds of cheese but later she took on 30 pounds because the sales had increased. It occurred to her later on to invest the earnings from this business sin the purchase of merchandise. Given that she had such a large clientele buying cheese she managed to build her own store to sell products such as clothing and shoes. Her idea was a success and the clientele that she had was an important base to start a new business. Currently she has fifty regular clients and search one visits her constantly. She is happy to make her sales and this translated into a positive impact to the merchant community.

Suhey sells on credit, taking payments every 3 months. She buys in wholesale and obtains discounts of 30% to 40%. During the year she sees an increase in sales in certain months: May, June, September, November, and December. Her dream is to expand her business selling many other products to a large and demanding client base. It is very likely for this to happen because Suhey is a very charismatic woman. She still has enough time for everything but especially to provide loving care to her children, and to earn a good income from her work. Currently she will invest her Kiva loan in the purchase of deli meats, ladies clothing, and ladies and gentlemen’s shoes. This investment will reach any potential clients and make them into regular clients. She
Has set her goal and this investment will help her meet their demands. This Kiva loan is her second through Fundacion Mario Santo Domingo (Kiva Field Partner) and she has been with the organization for two years. Since she started with this organization she comments that "her life did a 360 turn because they have helped her establish a credit history and this have helped her pave the way towards success".

Translated from Spanish by Kiva volunteer

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