A loan of $325 helped to purchase additional products to sell like junk foods & beverages.


Juanita's story

Juanita E. is from the village of Langcataon, Pangantucan, Bukidnon. She is 46 years-old. Juanita is married and has five adult children. To make a living, Juanita owns and operates a sari-sari (variety) retail shop. While not the only means for generating revenue, the main source of income for the business comes from buying and selling daily use products such as junk food, snacks such as rice cakes, and a variety of beverages including softdrinks and fruit juices in the local community. Juanita has been engaged in her business for over six years and earns approximately 8,000 PHP a month for these activities.

In 2009, Juanita joined Kiva partner HSPFI to gain access to financial services to help improve her living situation and ability to engage in business activities. Juanita has successfully repaid a previous loan of 11,000 PHP from HSPFI. This previous loan was used to to purchase additional inventory and to provide working capital. Juanita is requesting a new loan of 14,000 PHP which will be used to purchase additional products to sell such as junk foods and beverages. This loan will be the fourth loan taken out by Juanita from HSPFI. She plans to use the additional revenue generated to improve and expand her business.

About HSPFI:

HSPFI is one of the accredited partners of Opportunity International in the Philippines. It is based in Cagayan de Oro City and is reaching out to the poor households of Northern Mindanao.

*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, we created this template for our field staff to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.



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