A loan of $300 helped as additional working capital.

Chayrell's story

Chayrell is a married woman who lives in Manapla, Negros Occidental. She earns her living by operating two business ventures: a general store/spices business and a fish vending business. Her husband Richard, who is 40 years old, works as a vendor to earn his living and helps in his wife's business activities. They have three children who are 13 to 18 years old. Chayrell joined NWTF-Project Dungganon in 1999 because she aspired for something better for her family. With the help of her past 18 loans from NWTF-Project Dungganon, Chayrell has been incrementally lifting her family out of poverty by the sweat of her brow. Her previous loan of PHP 10,000 helped her earn a monthly profit of PHP 5,000, thus uplifting the family's standard of living. This time, for her 19th loan, she is borrowing PHP 12,000 to use as additional working capital so that she can continue to save up for the future education of her children. Chayrell is a Dungganon woman who is following an honorable path toward the achievement of her dreams.

About NWTF: In a world full of challenges, Negros Women for Tomorrow Foundation (NWTF) is making a difference in the lives of thousands of women through Project Dungganon (a Hiligaynon word that means Honorable). Through the alleviation program, NWTF is empowering these women to progress from earning less than $1 a day to achieving realities that surpass even their dreams. They have taken a life path that will ultimately make them Dungganon - a title of esteem that is bestowed upon a member of a community who has earned the respect through a lifetime of hard and honest work. Help NWTF continue its mission to help the poorest in the Philippines by joining the NWTF Kiva lending team at http://www.kiva.org

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Loan details