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Pacotom Group
In this Group: Maria Candelaria , Vicenta Calel , Marina Coguox, Isabel Rosario
María Candelaria C. C., 27, is single and tends to a grocery store every day; she’s had the business for 7 years. She started selling in the store when she was a little girl.

She wants to expand her working capital so decided to organize a group to request a loan from ASDIR that will be to increase the working capital each group member has. Among their occupations are: raising animals, making plastic baskets and a grocery store. María Candelaria expects to expand her business so that it will be better stocked in order to proviD. better customer service.

View original language description ↓
Maria Candelaria C. C., tiene 27 años D. edad, es soltera se dedica a atender un tienda D. consumo diario, lleva 7 años con este negocio, empezo a vender en la tienda cuando era niña. Quiere ampliar su capital D. trabajo, por lo que se deciD. organizar un grupo con el fin D. solicitar un prestamo a ASDIR,que servira para ampliar el capital D. trabajo con que cuentan cada una D. las integrantes D. este grupo, se dedica a las actividades D.: crainza D. animales, elaboracion D. canastilas D. plastico y tienda D. comnsumo diario. Maria Candelaria, espera ampliar su negopcio y que sea surtido para atender mejor a sus clientes.

Additional Information

About Asociación ASDIR

ASDIR (Asociación de Desarrollo Integral Rural - Association for the Development of Rural Communities) is a community-based organization that works to promote development in the villages and communities where it serves. It was founded in 1999 in the village of Nimasac, Totonicapán Department, by a handful of local men and women to support community projects and group loans. Today ASDIR has 5 offices across 3 departments (Totonicapán, Sololá and Suchitepéquez) serving more than 6,000 clients, most of them in rural communities.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Guatemala

  • $5,300
    Average annual income
  • 59
    View loans »
    Guatemala Loans Fundraising
  • $12,391,125
    Funds lent in using Kiva
  • 7.8
    Guatemala Quetzales (GTQ) = $1 USD

Success!! The loan was 100% repaid

A portion of Pacotom Group's $1,250 loan helped a member for working capital.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jan 28, 2011
Feb 28, 2011
Currency Exchange Loss:
Feb 15, 2012