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Thuthuka Group
In this Group: Deli Beatrice, Nomvula Pretty, Smangele, Buhle Ngenzeni, Sinunu Elizabeth
Beatrice is 52 years old and single with four children, two of whom attend school. She also cares for one relative in Stanger, KwaZulu-Natal, South Africa. She sells clothing and pinafores ("aprons"). In the photo above, she is raising her hand in the center of the group.

She has been in this business for two years and does not have employees. With this loan, she plans to purchase more clothing stock and hopes to hire an additional employee in the future. She also seeks to improve her life and her business. Fortunately, she does not experience many challenges in her business.

Additional Information

About Women’s Development Businesses (WDB)

This loan is administered by Women’s Development Businesses (WDB), Kiva’s first and only partner in South Africa. Over 75% of South Africa’s population lives in rural areas and about a quarter of South Africans live on less than $1.25 per day.

WDB offers microcredit and training to rural women in order to improve their families’ living standards and encourage active participation in their communities. In addition to targeting women with household incomes of less than 50% of the South African poverty standard, WDB also provides enterprise development and mentorship for women ready to enhance their business skills.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About South Africa

  • $12,700
    Average annual income
  • 1
    View loans »
    South Africa Loans Fundraising
  • $869,850
    Funds lent in using Kiva
  • 7.1
    South Africa Rand (ZAR) = $1 USD