Mary is 37 years old, married with 7 children, and she cares for 5 orphans. She both farms and sells second hand clothes. Most people in rural areas farm a small plot of land next to their home, just enough for their family. They are sustenance farmers. Since there are no jobs, unless you start up your own business, sustenance farming is a necessity. The land in Kiyinde is quite fertile, so there is no problem with supplying your family with the basic staple foods, add a few chickens and some fish from Lake Victoria and life is pretty good. The developed world has a view of poverty in the developing world that is largely skewed by marketing.
Mary supplies the family with some income by also selling second hand clothing. She will travel several hours to Kampala and buy a bale of clothes for a set amount. A bale can contain several hundred items of used clothing. She will separate the items and set up a stand in her village to resell them for a small profit. With her loan she will pay her children’s school fees and continue buying bales for resale.
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Success!! The loan was 100% repaid