A loan of $175 helped to purchase additional stocks of used clothing.


Sabina's story

Sabina A. is from the village of Bagong Silang, Iligan City. She is 54 years old. Sabina is widowed and has seven adult children. To make a living Sabina owns and operates a specialized retail store. The main source of income for the business comes from buying and selling used clothing and shoe products (ukay-ukay). She also buys and sells assorted products such as toys, combs, needles and threads. Sabina has been engaged in her business for over five years and earns approximately 5,000 PHP a month for these activities.

In 2010 Sabina joined HSPFI to gain access to financial services to help improve her living situation and ability to engage in business activities. Sabina has successfully repaid a previous loan of 5,000 PHP from HSPFI. This previous loan was used to to purchase additional inventory and working capital. Sabina is requesting a new loan of 7,000 PHP which will be used to purchase additional stocks of used clothing. This loan will be the second loan taken out by Sabina from HSPFI. She plans to use the additional revenue generated from the business to improve and expand her business.

About HSPFI:

HSPFI is one of accredited partners of Opportunity International in the Philippines. It is based in Cagayan de Oro City and is reaching out to the poor households of Northern Mindanao.

*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, we created this template for our field staff to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.



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