Mes S. is 51 years old and has been selling fresh fish in the local busy market for more than ten years. She sells fish that she gets from her daughter who buys them from her wholesale supplier and other fishermen. Mes S. is a widow; her husband died of illness years ago. Currently, she lives with her six children, four of whom are single while the other two are married and are starting to live in their own houses. She has three children who work as seamstresses in the garment industry.
Mes S. uses her bicycle to pick up her fish every day. She says that it is hard for her to use her bicycle because it is so slow and it can’t transport her over long distances. To deal with this situation, she is applying for a loan to buy a used motorbike as a vehicle for picking up fish located far away. With the rest of the funds, she will buy more fish to sell.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.