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Lao H., 49, resides with her family in Takeo province, Cambodia, an area known for pre-angkorean temples. H. is a farmer, earning an income of USD 1 per day. Her husband is a construction worker, earning an income of USD 2.5 per day. Each month, the family has to spend USD 35 on food and USD 48 on other necessary expenses.

H. is requesting a loan of USD 600 to purchase a motorbike for her family's use. In the future, she would like to use the additional income to repair her house. This will be her first loan from CREDIT, a long standing Kiva partner.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 81
    View loans »
    Cambodia Loans Fundraising
  • $41,793,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Lao to buy a motorbike for the family's use.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Feb 11, 2011
Feb 24, 2011
Currency Exchange Loss:
Jul 15, 2011