A loan of $275 helped to purchase fertilizer such as manure.

Elsa's story

Elsa B. is from the village of Sampagar, Damulog, Bukidnon. She is 46 years old. Elsa is married and has 5 school-aged children. To make a living, Elsa owns & operates a business venture in the agriculture sector raising crops. While not the only means for generating revenue, the main source of income for the business comes primarily from planting & harvesting vegetables for sell like stringbeans & mongo beans. She also plants and harvests corn. Elsa has been engaged in her business for over 3 years and earns approximately 7000 PHP a month for these activities.

In 2010, Elsa joined HSPFI to gain access to financial services to help improve her living situation and ability to engage in business activities. Elsa has successfully repaid a previous loan of 8000 PHP from HSPFI. This previous loan was used to to purchase additional seeds, seedlings & young crops to raise. Elsa is requesting a new loan of 11000 PHP which will be used to purchase fertilizer such as manure. This loan will be the 3rd loan taken out by Elsa from HSPFI. She plans to use the additional revenue generated from the business to improve the business.

About HSPFI:

HSPFI is one of accredited partners of Opportunity International in the Philippines. It is based in Cagayan de Oro City and is reaching out to the poor households of Northern Mindanao.

*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, we created this template for our field staff to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.

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