A loan of $775 helped to buy flour, salt, lard, eggs and other baking ingredients.

Virginia Hermelinda's story

The “La Inmaculada” communal bank meets every two weeks in the city of Tosagua, a place known for being very dynamic most of whose residents raise animals and are farmers because it’s an area with much vegetation.

We met Virginia here. She’s 29 years old, married and has a lovely, 3 year old, daughter. Her husband is a temporary worker. She’s been in the communal bank for five cycles and likes it because the loans are quick without so much paperwork.

She has a small bakery at home that she runs with help from her husband when he’s unoccupied but when he’s working she does all the work by herself. She works every day from 5am until 3pm and at night from 8pm until 10pm which is when she leaves everything ready for the following day’s bread baking. She’s been in this occupation for several years; she learned it from her mother.

She will use the loan to buy flour, salt, lard and other bread baking ingredients. Her goal is to stay in business and that it grows.

Translator profile picture

Translated from Spanish by Kiva volunteer Polliz

Loan details

Lenders and lending teams

Loan details