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Ronald Antonio
Ronald is single. He chose this activity because while studying at the university he noticed that there wasn’t any place there to make copies and buy office supplies. He decided to save up and take out a loan to buy a copying machine and a paper guillotine in order to make bindings and copies for the students at said university.

He works Monday through Friday from 8am until 6pm and on Saturdays until 2pm. He makes all kinds of copies but also binds books, laminates and creates three-ring binders. He complements this with the sale of office supplies. When he has to attend classes his siblings help him out with the business. He will use the loan to buy reams of paper, office supplies and a color copier.

Ronald’s goal is to complete his university studies and expand his business where he wants to install Internet access so that the university students can do their research.
View original language description ↓
Ronald es soltero escogió esta actividad ya que estudiaba en la universidad y al ver que en el sitio faltaba un lugar para sacar copias y comprar útiles de oficina decidió ahorrar y realizar un préstamo para comprar una copiadora y una guillotina para realizar encuadernados y asi sacar copias a los estudiantes de dicha universidad.

Trabaja de lunes a viernes de 8:00am hasta las 6:00pm y los sábados hasta las 2 de la tarde realiza todo tipo trabajo de copias , además de encuadernación , em plastificación y anillados de folletos y lo complementa con la venta de útiles de oficina a veces recibe la ayuda de sus hermanos cuando él tiene que asistir a clases .

Con el préstamo va a comprar paquetes de hojas útiles de oficina copiadora a color
La meta de Ronald es terminar sus estudios universitarios, además de expandir su negocio al cual desea implementar el servicio de internet para las investigaciones de los estudiantes de la universidad

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 60
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Ronald Antonio for paper and a copying machine.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 11, 2011
Feb 23, 2011
Currency Exchange Loss:
Mar 15, 2012