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Juan Ramon
Juan Ramón P. Mora is 46 years old, married, and has six children. His wife and children are his highest priority. He intends to use this loan to buy scrap metal from individuals that he can later sell to exporters who supply these materials for smelting. Juan has been in this business for several years and has done very well. He is looking to increase the amount of these materials in his possession so that he can generate more profit. Juan wants to provide his family with a better quality of life and move forward with his goals as a person and as a head of household.

This is the second loan he has received from FUDECOSUR. He has had previous loans with state banks such as the Bank of Costa Rica, but FUDECOSUR is offering this loan with better services and a lower interest rate.

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Juan Ramón P. Mora, tiene la edad de 46 años, está casado y tiene 6 hijos que son su mayor prioridad al igual que su señora esposa. El con el dinero pretende comprar chatarra a personas particulares y luego venderla a las exportadores de estos recurso para su fundición. El tiene varios años de dedicarse a este negocio y le ha ido muy bien por lo cual pretende aumentar la cantidad de estos materiales a su posesión y asi a la hora de venderlos seran mayores las ganancias. El pretender brindarle a su familia una mejor calidad de vida y seguir para adelante con sus metas como persona y jefe de hogar.
Es el segundo préstamo que recibido de FUDECOSUR. El ha tenido antes otros préstamos en bancos estatales como el Banco de Costa Rica, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 1
    View loans »
    Costa Rica Loans Fundraising
  • $4,804,475
    Funds lent in using Kiva
  • 495.4
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Juan Ramon purchase scrap metal for eventual resale.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Feb 17, 2011
Feb 22, 2011
Currency Exchange Loss:
Mar 15, 2012