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Lilian I's Group
In this Group: Lilian I, Usman , Denis , Metamoi , Alex , Ruth K. , Alpha , Patricia , John A., Kamara , Moigua , Hallie D. , Edmond A.
These are teachers at College Secondary School in Kenema, a city in eastern Sierra Leone. The school was founded in September 1999 by the Eastern Polytechnic College Board of Governors to serve as a feeder school for the college. Currently, the school has 34 teachers on its pay roll and 965 registered pupils.

This is the first loan that the teachers of this school have requested from SMT & Kiva lenders. They have asked for SLL 12,400,000 for the entire group, and with the help of this loan, these teachers will be in a strong position to buy or invest in something that their salaries alone can not allow them to.

Lilian I. M., 52, is the leader of the group. She was born in a village called Kpetema. She is married and has 2 children; 1 is in secondary school and the other is no longer attending school. Lilian has been a teacher for 30 years now. She will invest her share of the loan in a business.

Additional Information

About Salone Microfinance Trust (SMT)

Salone Microfinance Trust (SMT) is Kiva’s oldest field partner in Sierra Leone. SMT began operations in 2002 as a microcredit program of the NGO Child Fund Sierra Leone under a USAID program to assist the reintegration of ex combatants back into their communities. Today, SMT offers group, agricultural, individual and salary loans to micro-entrepreneurs through six branches and one sub-branch in rural, urban, and peri-urban areas. By providing small loans and other financial services, SMT empowers poor clients to generate more income to help their families, improve their wellbeing, and create a more vibrant private small-business sector in Sierra Leone.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Sierra Leone

  • $2,100
    Average annual income
  • 47
    View loans »
    Sierra Leone Loans Fundraising
  • $10,094,200
    Funds lent in using Kiva
  • 4,245.0
    Sierra Leone Leones (SLL) = $1 USD