A loan of $300 helped to buy construction materials.


Bayardo Marcelo's story

Bayardo Marcelo is 45 years old. He lives with his wife in the Ticuantepe municipality. She sells fruits, vegetables, and groceries to be able to help him with the household expenses. They have two children who go to elementary school. They both need to help to be able to get ahead together as a family.

Bayardo has worked as a bricklayer for a construction business for five years. The greatest difficulty he faces is not having enough money to buy all off the construction materials for his house in one purchase.

He is very happy because he used his first loan to build the four walls of the house. He now wants to buy zinc sheets, beams, doors, windows, and other materials that are needed for the construction.

Translated from Spanish by Kiva volunteer Ginny Kalish



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