A loan of $1,175 helped to buy cosmetics and beauty products like nails, tints, dyes, and shampoos, etc..


Marta Etelvina's story

Marta Etelvina V. R. is 40 years old, married, and has three children. She has a beauty salon, which she started four years ago. She takes care of her business every afternoon. In the mornings she devotes her time to her family and to selling footwear. Her beauty salon is called “Ethel”.

She is requesting the loan to buy cosmetics and beauty products like nails, tints, dyes, and shampoos, etc. Later she wishes to buy more display cases because the products that she has no longer fit in the case she has.

Her biggest dreams are to see her children graduate, to see them have a better future, and to see them become successful people. Her dream for her business is to be able to buy a small lot. Then she would not have to pay rent for her salon.

Translated from Spanish by Kiva volunteer Ginny Kalish



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