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Safia's Group
In this Group: Safia , Razia Bibi, Sarafeen, Nusrat
Safia, a 40-year-old seamstress who also discharges her responsibilities as a housewife, lives with her family in a four-room brick house in Faisalabad, an area well known for its textile industry. Her house is located in Yaseenabad, where she has lived for 15 years. The mother of a son and three daughters, all attending a local school, Safia knows the importance of education and therefore wants them to complete it and become successful in life.

In order to financially support her husband, Safia stitches clothes for her community members. She is very good at her work, and the community ladies prefer using her services because she offers them good quality at reasonable rates.

Safia is married to M. A., who runs a grocery store in the market. Through his shop he sells daily-use items such as cooking oil, soaps, sugar, lentils, spices, etc. He charges very reasonable rates for his items, thereby generating good sales volumes every month.

Safia has applied for a loan from Kiva partner Asasah for the improvement of her husband’s business. With the loan, he will buy groceries in bulk to sell. She is hopeful that he will achieve good outcomes from the loan and his income will further improve.

A regular loan user of Asasah, this is Safia's fourth loan application. In previous loan years, she has maintained good credit behavior and attended all meetings.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 345
    View loans »
    Pakistan Loans Fundraising
  • $16,490,375
    Funds lent in using Kiva
  • 85.4
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Safia's Group's $825 loan helped a member to buy groceries for grocery store business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Feb 18, 2011
Feb 22, 2011
Currency Exchange Loss:
Feb 15, 2012