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The member belongs to the “CAPAC QOYA” community bank. This bank is located in the district of Qoya, province of Calca, departament of Cuzco.

The member is Graciela. She is 45 years old, married and has 3 children who are 22, 15 and 7 years old. She works managing her bar-restaurant. She has a restaurant which is the only one in the town of Coya. She works with two assistants and they make all kinds of homemade dishes, from the traditional corn and cheese to more complicated ones. She also sells beer and soft drinks from 7 p.m. on and in small quantities. The member is asking for the loan to invest in buying materials and in improving her establishment and buying a supply of beverages. She brings everything from the city of Cuzco, one hour away.

The member is happy with the loan and is committed to making the payments according to the established schedule.
View original language description ↓

La socia pertenece al banco comunal “CAPAC QOYA”; Este banco está ubicado en el distrito de Qoya, provincia de Calca, Departamento de Cusco.

La socia es la Sra: Graciela La socia tiene 45 años de edad, la socia es casada; la socia tiene 3 hijos 22,15,7 años; la socia trabaja administrando su bar restaurante, la socia tiene un restaurante es el único en el pueblo de Coya, ella trabaja con dos ayudantes y preparan todo tipo de platos caseros, desde el tradicional choclo con queso hasta los más elaborados, ella también vende cervezas y gaseosas a partir de las 7 de la noche y en poca cantidad. La socia solicita el préstamo para poder invertir ene la compra de insumos y mejorar su establecimiento y abastecerse de bebidas, ella trae todo desde la ciudad del Cusco y esta ubicada a una hora desde Cusco.

La socia está feliz con el préstamo otorgado y se compromete a cumplir con el pago de sus cuotas en el plazo establecido.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

About Peru

  • $12,000
    Average annual income
  • 44
    View loans »
    Peru Loans Fundraising
  • $64,489,150
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Graciela to invest in buying materials for the restaurant.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Feb 16, 2011
Mar 1, 2011
Currency Exchange Loss:
Sep 15, 2011