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The member belongs to the “CAPAC QOYA” community bank. This bank is located in the district of Qoya, province of Calca, departament of Cuzco.

The member is Celia. She is 77 years old. She is a widow and works managing her crop land and making sweaters. She produces the sweaters wholesale and sells them according to the demand. On her land she grows corn, wheat, and potatoes. She harvested her corn crop and need to fertilize her land and move the dirt with tractors. For this, she needs to rent a tractor and buy fertilizer to prepare the land for the next planting. She wants the land to buy seed for the new planting, to prepare the land, for fertilizer and to improve her housing little by little.

The member is happy with the loan that has been given to her and is committed to making the payments according to the established schedule.
View original language description ↓

La socia pertenece al banco comunal “CAPAC QOYA”; Este banco está ubicado en el distrito D. Qoya, provincia D. Calca, Departamento D. Cusco.

La socia es la Sra: Celia; La socia tiene 77 años D. edad, la socia es viudad; la socia trabaja administrando sus terrenos D. cultivo y elaborando chompas, ella produce chompas al por mayor y las venD. D. forma independiente y según sea la demanda, ella cultiva en sus tierras maíz, trigo, papa, ella levantó su cultivo D. maíz y requiere abonar sus terrenos y remover la tierra con tractores, ella para esto necesita alquilar un tractor y comprar abono para preparar el terreno para la siguiente siembra, la socia desea el crédito para comprar semillas para la nueva siembra, preparar el terreno, abono, e ir mejorando su vivienda poco a poco.

La socia está feliz con el préstamo otorgado y se compromete a cumplir con el pago D. sus cuotas en el plazo establecido.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

About Peru

  • $12,000
    Average annual income
  • 85
    View loans »
    Peru Loans Fundraising
  • $63,797,675
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Celia to invest in preparing the land, buying fertilizer.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Feb 16, 2011
Mar 1, 2011
Currency Exchange Loss:
Sep 15, 2011